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Personal Finance Daily: What is parametric disaster insurance? It just delivered a speedy payout in Florida for Hurricane Ian and more than half of adults say inflation is causing financial hardship, but the impact of high prices appears to be easing

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What is parametric disaster insurance? It just delivered a speedy payout in Florida for Hurricane Ian

Climate change is roiling the insurance industry, boosting demand for AI-focused, event-based parametric plans like Arbol’s $10 million reinsurance claim. Read More

More than half of adults say inflation is causing financial hardship, but the impact of high prices appears to be easing

The share of adults who say they’re affected by inflation has been relatively unchanged since August, but remains higher than a year ago, Gallup says. Read More

Hit by high inflation, more people turn to GoFundMe to pay for gasoline, groceries and baby formula

A donation was made once every second on GoFundMe this year, according to the crowdfunding site’s year-end report. Read More

Cryptocurrency investor losses are being turned into IRS gains — here’s how they’re doing it

Bitcoin’s value is off more than 60% year to date. Read More

Are Americans really moving to cheaper places? Inflation is bad enough to motivate some to relocate, one survey finds.

Rising cost of living is spurring some people to seek out more affordable cities, depending on location and what stage of life people are in. Read More

Consumers are still getting shocked by unexpected medical bills, despite new law

A law to protect patients against surprise medical bills took effect almost a year ago. But is it working? Read More

The 2023 Kia EV6 is more than $17,000 cheaper than the Tesla Model Y. How do they compare?

They’re both all-electric midsize SUVs, with around 300 miles of range. Each offers a high-performance model with about 380 horsepower. See how they compare. Read More

‘This guy grifted me hard’: My date chose an exclusive L.A. restaurant. After dinner, he accepted my credit card — and we split a $600 bill. Shouldn’t he have paid?

‘I could not believe my eyes. I work in PR, I’m 26, and I don’t even earn six figures.’ Read More

Washington Watch: Interactive: Here are the politicians who received money from FTX’s Sam Bankman-Fried

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